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Your homeowners
policy protects you from many disasters.
But, like nearly all homeowners policies,
it does not cover floods. Do you need flood
insurance?
About 90% of all natural
disasters involve flooding. Floods can occur
anywhere. In fact, 25% of flood insurance
claims are in low risk areas.
This problem is so sever,
Congress authorized the National Flood Insurane
Progam to provide subsuduzed protection
for property owners. This insurance, offered
by The Hartford to AARP members, costs very
little compared to the potential cost of
replacing your home and possessions.
Depending on your home's
construction and location, you may qualify
for a Preferred Risk Policy. The majority
of our customers do. If so, your annual
premium could be:
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Coverage
on Home/Possessions
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Annual
Premium
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$20,000/$5,000
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$106
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$50,000/$12,000
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$171
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$100,000/$25,000
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$221
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You can choose from other
coverage amounts. A $5 federal policy fee
is included. If your home has a basement
or enclosure, please add $25 to the premium.
Protect yourself from
the most common and widespread natural disaster.
To receive a personalized quote based on
your home's location and construction, click
here. If you're ready to apply for flood
coverage, or you need more information,
call us at: 1-800-296-7542. Our insurance
representatives are available Monday - Friday,
8 a.m. - 6 p.m. Eastern Time.
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